Privacy

Last updated: 23 September 2026.

Who we are

Your first name, last name, gender, country and default currency, entered at sign-up.
Your phone number, verified by an SMS code: it identifies your account.
Your transactions, categories, budgets, savings, debts and notes, which you enter yourself.
Optional answers to a short survey (type of work, approximate monthly income). You can skip it.
Optional voice transcripts when you use Premium voice entry. Audio stays on the device; only the text you confirm is sent to interpret the transaction.
A notification token for this device if you allow notifications.
Crash diagnostics (Firebase Crashlytics) and anonymous product analytics (Firebase Analytics) to keep the app reliable.

Each account is isolated: you can only access your own data, and your transactions are not visible to any other user.
Data is encrypted in transit.
The app lock code, if you turn it on, stays on your phone and is never sent to our servers.
We do not sell your data, show ads, or use an advertising identifier (AD_ID / IDFA).
We do not track you across other companies’ apps or websites.

To make the app work: your account, your reports, your sync, optional reminders and optional voice entry.
We never show your balance or transactions to other users.
There is no in-app purchase in this version. Premium is granted after you request access.

The survey, lock, reminder and microphone are optional.
You can sign out at any time.
You can permanently delete your account and all associated data from Settings → Account in the app.

Google Firebase (Authentication, Firestore, Cloud Functions, Cloud Messaging, Crashlytics, Analytics, Remote Config, App Check) to run the service.

A question about your data? Write to us: contact@mosagix.com